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"If a man empties his purse into his head, no one can take it away from him. An investment of knowledge always pays the best interest."

           Benjamin Franklin (1706-1790).

Here you will find materials which will be useful to those motivated to self-educate.  If you have questions about any of the materials referenced here, contact us we love talking about this stuff!

Our reading room is broken down into three categories, each with its own web page: Books, Articles/Papers, and Web Sites:

bulletBooks for Beginners
bulletBooks for Professionals
bulletUnreviewed Books
bulletAsset Allocation
bulletBid-Ask Spreads
bulletCapital Asset Pricing Model (CAPM)
bulletCharitable Giving
bulletClosed-End Funds
bulletCollege Planning
bulletCommodity Futures
bulletCurrency Hedging
bulletData Mining
bulletDefined Benefit Pension Plans
bulletDefined Contribution Pension Plans
bulletDimensional Fund Advisors (DFA)
bullet Diversification of Concentrated Positions
bulletDollar Cost Averaging
bulletEfficient Market Hypothesis
bulletEmerging Markets
bulletEndowment Fund Management
bulletEquity Premium
bulletEstate Planning
bulletExchange Traded Funds
bulletFama/French Three-Factor Model
bulletForeign Investing
bulletFrontier Markets
bulletHedge Funds
bulletHigh-Yield Bonds (Junk Bonds)
bulletIlliquidity Premium
bulletIndex Weighting
bulletInflation-Indexed Bonds (TIPS and I-Bonds)
bulletInvestor Psychology/Behavioral Finance
bulletLife Insurance
bulletLong Term Care Insurance
bulletMarket Timing
bulletModern Portfolio Theory
bulletModern Portfolio Theory using Downside Risk
bulletMomentum Investing
bulletMortgage Refinancing
bulletMulti-Factor Investing
bulletMutual Fund Fees
bulletMutual Fund Persistence
bulletPassive vs. Active Management
bulletPension Fund Management
bulletPerformance Evaluation
bulletPerformance Measurement
bulletPortfolio Insurance
bulletPrivate Equity
bulletProfitability Investing
bulletPrudent Investor Rule
bulletReal Estate Investment Trusts (REITs)
bulletRetirement Investing
bulletReversion to the Mean
bulletRisk Measures
bulletSocial Security Retirement Benefits
bulletSurvivorship Bias
bulletSynthetic/Enhanced Indexing
bulletTax Loss Harvesting
bulletTax Managed Investing
bulletVariable Annuities
bulletMiscellaneous Other
bulletWeb Sites

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This web page contains the current opinions of Eric E. Haas at the time it is writtenand such opinions are subject to change without notice.  This web page is intended to serve two purposes:

bulletTo educate the public; and
bulletTo provide disclosure of Mr. Haas' opinions to prospective clients.  We believe that prospective clients are well-served by being made aware of what they are buyingand what they are buying is advice that is based on these opinions.

We believe the information provided here to be useful and accurate at the time it is written.  Information contained herein has been obtained from sources believed to be reliable, but is not guaranteed. 

No investor should invest solely on the basis of information listed here.  Before investing, it is important to consult each prospective investment's prospectus and consider both its risk/return characteristics and its effect on your overall portfolio.

This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice.  Where specific advice is necessary or appropriate, Altruist recommends consultation with a qualified tax adviser, CPA, financial planner, or investment adviser.  If you would like to discuss the rationale or support for any particular idea expressed on this web page, feel free to contact us.


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